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NOTICE OF MORTGAGE FORECLOSURE

January 25, 2013

MORTGAGOR(S): Cristobal Mayorga Reta and Blanca Elia Mayorga, husband and wife
________________________

Legal Notice

NOTICE OF MORTGAGE FORECLOSURE SALEPRIVATE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 23, 2004

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,000.00

MORTGAGOR(S): Cristobal Mayorga Reta and Blanca Elia Mayorga, husband and wife

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for America's Wholesale Lender, a New York corporation

DATE AND PLACE OF FILING: Filed October 12, 2004, Nobles County Recorder; Document No. 301960

ASSIGNMENTS OF MORTGAGE: Assigned to: Bank of America, N.A., successor by merger to BAC Home Loans Servicing, LP by written assignment recorded on July 12, 2010 as Document Number A327636, in the Office of the County Recorder of Nobles County, Minnesota.

LEGAL DESCRIPTION OF PROPERTY: Lot 1 and the Northwest 33 feet of Lot 2, Block 57A, of Auditor's Plat of the Southwesterly part of Block 57, Second Addition, City of Worthington, Nobles County, Minnesota.

STREET ADDRESS OF PROPERTY: 977 Diagonal Road, Worthington, MN 56187

COUNTY IN WHICH PROPERTY IS LOCATED: Nobles County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $77,509.09

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 15, 2013 at 10:00 a.m.

PLACE OF SALE: Nobles County Sheriff’s office, in the lobby of the Nobles County Law Enforcement Center, 1530 Airport Road, Worthington, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 16, 2013.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: CRISTOBAL MAYORGA AND BLANCA ELIA MAYORGA

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: January 16, 2013

BANK OF AMERICA, N.A., SUCCESSOR BY MERGER TO BAC HOME LOANS SERVICING, LP Mortgagee

SCHILLER & ADAM, P.A.

By: /s/ Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. James J. Pauly, Esq. Steven R. Pennock, Esq. Attorneys for Mortgagee 25 North Dale Street St. Paul, MN 55102-2227 (651) 209-9760 (G2521)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA

Minn. Stat. § 580.025

(1) Street Address, City and Zip Code of Mortgaged Premises 977 Diagonal Road, Worthington, MN 56187

(2) Transaction Agent Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for America's Wholesale Lender, a New York corporation

(3) Name of Mortgage Originator (Lender) Mortgage Electronic Registration Systems, Inc., a Delaware corporation as nominee for America's Wholesale Lender, a New York corporation

(4) Residential Servicer Bank of America, N.A. (800) 669-6650

(5) Tax Parcel Identification Number 31-0559-000

(6) Transaction Agent’s Mortgage ID Number (MERS number) 100015700042337044 1-23, 30, 2-6, 13, 20, 27 ______________________________ 24 column inches $ 9.25 per column inch Cost 222.00 per week Six Weeks total cost 1332.00


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