NOTICE OF MORTGAGE  FORECLOSURE SALE – MORTGAGOR(S): Zachary M. Schettler, an unmarried individual

 

Legal Notice

NOTICE OF MORTGAGE  FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: September 7, 2012

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $24,000.00

MORTGAGOR(S): Zachary M. Schettler, an unmarried individual

MORTGAGEE: Worthington Federal Savings Bank, f.s.b.

TRANSACTION AGENT: Not Applicable

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE:Not Applicable

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE:Worthington Federal Savings Bank, f.s.b.

SERVICER: Worthington Federal Savings Bank, f.s.b.

DATE AND PLACE OF RECORDING: Recorded September 11, 2012, Nobles County Recorder as Document No. 336722.

ASSIGNMENTS OF MORTGAGE: None

LEGAL DESCRIPTION OF PROPERTY: Lots 13 and 14, Block 4, First Addition, City of Lismore, Nobles County, Minnesota.

MORTGAGED PROPERTY ADDRESS: 133 S 4th Avenue, Lismore MN 56155

PROPERTY IDENTIFICATION NUMBER: 27-0059-000

COUNTY IN WHICH PROPERTY IS LOCATED: Nobles

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $17,623.92

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 17, 2019 at 10.00 A.M.

PLACE OF SALE: Sheriff’s Main Office, 1530 Airport Road, Worthington MN 56187 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 a.m. on July 17, 2019, or the next business day if July 17, 2019 falls on a Saturday, Sunday or legal holiday.

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: November 20, 2018

Worthington Federal Savings Bank, f.s.b., Mortgagee

By: Andrew E. Hagemann, Jr.

FLYNN & RIORDAN PLLC

Attorneys for Mortgagee

906 Third Avenue,

PO Box 201

Worthington MN 56187

(507) 372-2620

PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED THAT THIS OFFICE IS DEEMED TO BE A DEBT COLLECTOR. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS NOTICE IS REQUIRED BY THE PROVISIONS OF THE FAIR DEBT COLLECTION PRACTICES ACT AND DOES NOT IMPLY THAT WE ARE ATTEMPTING TO COLLECT MONEY FROM ANYONE WHO HAS DISCHARGED THE DEBT UNDER THE BANKRUPTCY LAWS OF THE UNITED STATES.

11-28-18; 12-05-18, 12-12-18,

12-19-18, 12-26-18, 01-02-19